74
good
Borrowell: Credit Report | unitQ Score
The unitQ score is the fraction of public feedback data (iOS & Android) that mentions quality issues.
100 = No Issues. 50 = Some Issues. 0 = All Issues
100 = No Issues. 50 = Some Issues. 0 = All Issues
-11 Points Past 7 Days
Category: Finance
30-Day Trend
Android unitQ Score
Android User Feedback
47%
Android
31 Reports
31 Reports
iOS unitQ Score
iOS User Feedback
53%
iOS
35 Reports
35 Reports
User Feedback
53%
iOS
35 Reports
35 Reports
47%
Android
31 Reports
31 Reports
Borrowell: Credit Report - Latest Quality Issues
Android
Sep 5, 2023
Doesn't show my capital credit card, Doesn't show my current truck loan, my phone bill I've missed 1 payment on in 7 years on or anything else really just says my score with no reason too why it's low. Useless for keeping g track of what you owe on just shows you a number. Credit karma messes up on my car loan as it's Equifax.
Android
Sep 6, 2023
Not up to date
iOS
Sep 11, 2023
Takes a long time to update
Overall it's a good app and idea on how to rebuild credit. However, it takes a long time to reflect your score update. My credit cards have been paid off for two months but the app still shows 3/4 balance on all. It's a little slow.
Android
Sep 14, 2023
Piss poor. Not even close to accurate. Use your cc lose 40 points even if it's payed to 0. Plus other scams like pay us for 3 years and we will report. You get no credit out of it. Just give us your money. Plus how do you close your account?
Android
Sep 15, 2023
This app probably steals your data. I've a network wide tracker blocker. This app doesn't work if I'm connected to the same network. Meaning they stealing our data
Android
Sep 17, 2023
the rent claiming never seems to work properly. other than that great app to keep track of credit.
iOS
Sep 24, 2023
Not accurate
Credit score is not accurate. They're always trying to sell high interest rate credits cards and loans under the assumption it will improve your credit score. This is false and could drive your credit score even lower if you even apply. Buyer beware on this app.
iOS
Sep 25, 2023
Problem getting my score credit
I can't get to see my score I get the message Borrowell can't access you score credit,so I call equifax and they say that my info are up to date.so either the problem with your application or on your system.
Android
Sep 26, 2023
It's far less reliable than I initially thought. It was showing that I was around 710-720(I don't mind sharing my score) for a very long time, and I was starting to get worried. I just bought a house recently, and they checked my credit, and it was actually much higher around 750-760. This may not sound like a big deal, but this can affect your decision and might have made me shy away from certain investments due to a low credit score so I would just say, beware, it is an estimate
Borrowell: Credit Report - Product Description
Borrowell's mission is to make financial prosperity possible for all Canadians. Your credit score plays an important role in whether lenders approve you for financial products, and the interest rates you can get. Borrowell was the first in Canada to offer free credit scores. Today, we're the only ones who offer a full Equifax Canada credit report updated weekly, for free. Get your free credit score and report in three minutes. Your credit card information and SIN are not required. Download the Borrowell app today. FEATURES YOU’LL ENJOY Monitor Your Credit Score Access your credit score and credit report with Borrowell's easy-to-use app. Monitor your credit score anytime, anywhere, and receive alerts for changes to your score or credit report. Borrowell is the only app that provides free weekly updates with access to your full credit report. Understand Your Credit Score Gain insights into factors affecting your credit score, such as payment history, credit utilization, credit history, credit inquiries, and average credit age, plus get personalized recommendations for building your credit history. Get Personalized Financial Product Recommendations Get custom product recommendations based on your credit profile. Find and compare auto loans, credit cards, bank accounts, insurance and mortgage rates from over 75 trusted financial providers like American Express Canada, BMO Canada, Capital One Canada, Fairstone Bank of Canada, Scotiabank Canada, EQ Bank, National Bank of Canada, Symple Loans and more. See your likelihood of approval before you apply for a loan or credit card. BUILD YOUR CREDIT HISTORY Positive credit history, payment history and credit mix are factors that can contribute to a higher credit score. A higher credit score can give you access to more credit products like loans, credit cards and mortgages, and at lower interest rates. Potential landlords and employers may also check your credit score and report as part of your application process. Borrowell Rent Advantage™ Borrowell Rent Advantage™ lets you build credit with the rent payments you’re already making, without landlord involvement. Report your rent payments on your Equifax Canada credit report to build your credit history, payment history and credit mix with your rent. Qualify for this product even with a low credit score. There are no hard credit checks, no hidden fees and no cancellation charges. Borrowell Credit Builder Use Borrowell Credit Builder to build your payment history and diversify the credit mix on your credit report without taking on additional debt or needing a credit card. Your payments are made automatically through a pre-authorized debit agreement, so you never have to worry about missing a payment. There are no hard credit checks, no hidden fees and no cancellation charges. SAFE AND SECURE At Borrowell, protecting our members' information is our utmost priority. We use the bank level 256-bit AES encryption to keep your information safe. BORROWELL AWARDS Borrowell has received multiple awards: Best Workplaces for Women, 2023 Globe and Mail Canada’s Top Growing Companies, 2022 Best Workplaces in Canada, 2022 LinkedIn Canada’s Top Startups, 2021 When you download and use the Borrowell app, you are agreeing to Borrowell's Terms of Use. https://www.borrowell.com/terms
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