Quality degradation at Dave - Banking & Cash Advance  
Users report higher volume of Quality Issues than usual
63
fair

Dave - Banking & Cash Advance | unitQ Score

The unitQ score is the fraction of public feedback data (iOS & Android) that mentions quality issues.
100 = No Issues. 50 = Some Issues. 0 = All Issues
-12 Points Past 7 Days
Category: Finance
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30-Day Trend
 
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Epic
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Android unitQ Score
Android User Feedback
73%
Android
1850 Reports
iOS unitQ Score
iOS User Feedback
27%
iOS
671 Reports
User Feedback
27%
iOS
671 Reports
73%
Android
1850 Reports
Dave - Banking & Cash Advance - Latest Quality Issues
Android
Sep 26, 2023
The app is ok. I think the algorithm they use for deciding how much to offer you daily is not good. Also, settlement dates set 1 week after you borrow are ridiculous. The app has access to my bank acct and has a record of my paydays. So why set a settlement date that's outside of my payday.
Android
Sep 26, 2023
DO NOT USE!!! They will steal money from you. I took a cash advance and they got the money back in full on my payday; however, 4 days prior in a separate transaction using my banks account and routing number, they took $1 out of my account and have not refunded it. You can't contact an actual representative to get it fixed and I have submitted a request to get it taken care of twice now. Use Earnin instead.
Android
Sep 26, 2023
After I got their $5.00 advance I found it took three to five days to get it so I cancelled it and tried to close the account. Unfortunately they won't let me close it because of unresolved issues. I don't have any issues to solve. A 5 dollar advance that would be due the very next day is absolutely useless and unprofessional and unethical. I have tried a lot of payday apps and have not found any that are actually helpful to me. This app however did promise me $500.00 and failed their claim
Android
Sep 26, 2023
Never eligible for an advance. Deleting!!
Android
Sep 26, 2023
Dave sucks I will stick with Cleo empower Albert the Dave app got their money back and now I'm not eligible for a borrowed amount I'm not coming back to Dave ...
Android
Sep 26, 2023
The app is saying that my bank doesn't show any source of income even though Ive had a few deposits, so its saying I don't qualify for an advance! Then why did I link my account if you can't see that there have been direct deposits!
Android
Sep 26, 2023
Keeps telling me it can't verify my identity but didn't even ask me to. Annoying an bunch of BS
Android
Sep 26, 2023
Confused ? When I first used the Dave app it let me get 125 dollars I gave a tip and paid the fee made it 143 dollars. For the second time it allowed me to get 200 dollars I gave the tip and paid the fee bringing me to 243 dollars I even was able to get up to 400 dollars paid the tip and fee 445 dollars but since that it hasn't gone over 125 dollars that's not right at all
Android
Sep 27, 2023
I DO NOT recommend this app. I absolutely loved Dave and loved my cute debit card and was ready to change my entire work direct deposits and savings and only use Dave. Then, over a month ago, probably longer; even though membership fees kept getting auto withdrawn, the app said membership was paused. I try to unpause and get an error. I have contacted Dave support over 20 times. ABSOLUTELY NO ONE will help me. Try Chime or any other company. There's zero support at Dave.
Dave - Banking & Cash Advance - Product Description
Get up to $500 instantly (1) with ExtraCash™ from Dave. There’s no interest, credit check, or late fees. With a Dave Spending account, you can also get your paychecks up to two days earlier (2).

Earn cash back with Dave Rewards (3), save money with Dave Goals, and ​​if you want to make more money, Dave can help there too! With Side Hustle, you can easily find and apply for side jobs and get that cash.

Join millions of people building a better financial future with Dave!

ADVANCE UP TO $500 INSTANTLY (1)
Dave’s ExtraCash™ advance can now get you more funds than ever—up to $500! (1) That’s more money to fill your tank, tackle your to-do list, or take advantage of a now-or-never opportunity.

For more information, please visit dave.com/extra-cash-account

SPEND IT INSTANTLY (1)
The money is yours to spend right away with your Dave Debit Mastercard®. Unlike other apps, there’s no waiting period or lengthy application process—which means no more missing out because of a low balance.

ENJOY EARLY PAYDAYS (2)
Get paid up to two days early when you set up direct deposit into a Dave Spending account!

EARN CASH BACK WITH DAVE REWARDS (3)
Want cash back on your everyday spending? Dave Rewards makes it simple. Just swipe your Dave Debit Mastercard®—now loaded with cashback offers from big name retailers.

SAVE WITH GOALS
Put cash toward anything you’re saving for—a trip, emergency fund, student loans, and more.

FIND A SIDE HUSTLE
If you want to earn more money, Dave can help! Apply for side jobs that fit your lifestyle.

Membership is $1 per month to access our account monitoring, notification services, budgeting and to maintain a connection to your external bank account.

(1) ExtraCash™ is a DDA account with overdraft utility, advances are subject to eligibility requirements and identity verification. Taking an ExtraCash™ advance will make your account balance negative. Express delivery fees apply to instant transfers. Average approved advance is $120 as of October 10, 2022. See dave.com/extra-cash for more details.

(2) Early Payday: Early access to direct deposit funds depends on the timing and availability of the payroll files sent from your employer. These funds can be made available up to 2 days in advance.

(3) Rewards are not offered by Evolve Bank & Trust, but instead are offered and managed by Dave, Inc in partnership with Figg.

Dave is a Mark Cuban company. https://markcubancompanies.com/
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